Excess & Surplus

Excess & Surplus (E&S)

Mackinaw Underwriters offers a wide range of Non-Admitted Excess & Surplus coverage options.

Target Classes

Including but not limited to:

  • Property
    • Apartments
    • Auto Repair
    • Churches
    • Dwellings
    • Health Care Facilities
    • Offices
    • Shopping Centers
    • Tobacco Stores
  • Casualty
    • Apartments
    • Condos less than 50 units
    • Daycare
    • Dwellings
    • Interior Painting
    • Lessor’s Risk
    • Private Warehouse
    • Snow Removal
    • Special Events for Liquor
    • Truckers
    • Vacant Buildings
    • Vacant Land

Program Niches

Including but not limited to:

  • Alarm Installation
  • Apartments
  • Artisan Contractors
  • Barber Shops/Beauty Parlors/Nail Salons
  • Builders Risk
  • Car Washes (self-service and other than self-service)
  • Caterers
  • Condominiums
  • Day Care Centers
  • Dwellings
  • Excavating/Grading of Land
  • Garbage, Ash and Refuse Collection
  • Heating and AC
  • Hotel and Motels
  • Hunt Clubs

Excess Umbrella

$5M limit – Supported or Unsupported – Top classes – Underlying Limits Required

  • Apartments, Condominiums or Townhomes
  • Artisan Contractors
  • Auctioneers
  • Automobile Repair or Service Shops
  • Beauty Shops, Nail Salons
  • Beverage Distributors
  • Campgrounds
  • Convenience Stores or Stores
  • Dwellings – Lessor’s Risk Only
  • Farms With or Without Livestock
  • Land or Vacant Land
  • Landscaping
  • Lessor’s Risk
  • Machinery or Equipment Dealers
  • Mercantile Risk
  • Offices and Banks
  • Plastic or Rubber Goods Manufacturing
  • Real Estate Property Managed
  • Restaurants
  • Roofing – Commercial ($1M max. limit)
  • Schools – Trade or Vocational
  • Warehouses

Availability

Most States

Subject to underwriting requirements by carrier for each geographic region.

Contact Us Today

Reach out to the Mackinaw Underwriter assigned to your state for more details.

Send New Business Submissions To:

[email protected]

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